Friday, August 20, 2010

Getting Help Negotiating Your way through the Insurance Claim

As you can imagine, insurance companies want to pay as little as possible and drag out the case as long as possible so they can hold onto their money longer. Almost daily injured people just like you have been pushed around until they feel like giving up, or decide not to do anything. Putting things off and waiting for the insurance company to do everything is one of the worst thinks you can do.

A young woman, named Ellen, was on her way home from work and was in stop and go traffic. The cars ahead of her came to a stop and she stopped at the appropriate time. The driver behind her, however, was not paying attention and bumped into the rear of Ellen’s car. Although she felt a jolt in her neck when the accident happened, she thought it was just whiplash and she would be okay. With virtually no damage done to either car, she thought everything would be ok.

On her way home she decided to go to an Instacare just to get checked out. They took X-Rays and told her everything would be okay. She went home that night and went to bed early because she was not feeling a 100%. The next morning, she received a call from the hospital from the radiologist/specialist who looked at her X-Rays, discovering Ellen had broken her neck. They told her she needed to go directly to the hospital for emergency neck surgery. The doctors fused her back with plates and screws the day after this minor accident. Did the insurance company pay up? No, they fought tooth and nail claiming the accident was too small to cause any real injury. It wasn’t until she went to a personal injury lawyer and they completely investigated her case and hired experts showing how the accident had caused her injuries,that the insurance company paid out well over $100,000 for her medical expenses.

The tragedy in all of this is that there are many people out there just like Ellen. Every year, hundreds, if not thousands of people are injured in automobile accidents, work accidents, slip and falls, or by defective products. In some ways, they’re injured all over again by uncaring insurance companies they’re up against.

Since you may be uncertain about whether you have a valid personal injury claim or what to do about it, choose an accident attorney in Utah who can offer you a one free hour consultation to review your case. Your accident lawyer should also be willing to front all of the costs.

Your personal injury lawyer should discuss how to protect your rights and maximize the value of your case. Make sure your accident lawyer answers all of your questions so you can go forward with confidence and peace of mind about your case.

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